Welcome to Prosperity Edge Consulting, your premier destination for comprehensive and customizable Indexed Universal Life Insurance (IUL) policies. As the proud manufacturer and provider of these policies, we empower individuals and families to secure their financial future with innovative solutions tailored to meet diverse needs.
Get in touchIndexed Universal Life Insurance policies combine the benefits of life insurance with the potential for cash value growth tied to market indices, such as the S&P 500. These policies offer:
Flexible Premiums: Adapt your payments to match your financial situation.
Market-Linked Growth: Gain from market upswings without direct exposure to market losses.
Tax-Advantaged Growth: Build wealth while benefiting from tax-deferred growth.
Lifetime Protection: Secure financial support for your loved ones.
At Prosperity Edge Consulting, we don’t just sell Indexed Universal Life Insurance policies — we design them with your needs in mind. Here’s why our clients trust us:
Our team brings unparalleled expertise in life insurance and financial planning. We’ve designed policies that provide robust benefits while maintaining flexibility to adapt to life’s changes.
No two financial journeys are the same. That’s why our IUL policies are fully customizable, allowing you to choose options that align with your financial goals.
We prioritize clear communication and ethical practices, ensuring you have all the information you need to make confident decisions about your financial future.
Financial Security: Protect your family’s future with a reliable death benefit.
Growth Opportunities: Enjoy potential cash value growth linked to market indices without the risk of direct market losses.
Tax Benefits: Utilize tax-deferred growth and tax-free withdrawals for qualified expenses.
Flexibility: Adjust premiums, modify coverage, or access cash value as your needs evolve.
Retirement Planning: Use the accumulated cash value to supplement your retirement income.
IUL policies are ideal for individuals seeking:
A blend of life insurance protection and investment opportunities.
Tax-efficient ways to grow and access wealth.
Financial strategies that adapt to changing needs over time.
Whether you’re planning for retirement, funding a child’s education, or securing your family’s future, an IUL policy from Prosperity Edge Consulting can help you achieve your goals.
With an Indexed Universal Life Insurance policy, part of your premium goes toward a life insurance death benefit, while the remainder is allocated to a cash value account. The cash value grows based on the performance of a chosen market index, subject to caps and floors that protect against losses.
Index Cap: The maximum interest credit based on market performance.
Index Floor: A guaranteed minimum interest rate, even in a down market.
Loan Options: Access your policy’s cash value through tax-free loans or withdrawals.
At Prosperity Edge Consulting, we’re committed to helping you achieve financial prosperity. Our Indexed Universal Life Insurance policies are designed to grow with you, providing stability and flexibility for every stage of life.
Contact us today to learn more about how our IUL policies can fit into your financial plan. Our dedicated team is ready to assist you in making the best decision for your future.
Prosperity Edge Consulting is a leading provider and manufacturer of Indexed Universal Life Insurance policies. With a commitment to innovation, trust, and excellence, we help clients across the nation achieve financial security and peace of mind. Discover how our unique approach can make a difference in your financial journey.
We partner with A+ rated insurance companies to provide you with top-tier options. By choosing us as your insurance broker, you gain the power of choice, and we’re dedicated to making your journey easy and stress-free.
